Call Your Credit Card Company Before Traveling

Visa-Mastercard-credit-cards-e1387426494114Updated: November 28, 2015

These days it is nearly impossible to travel without a credit and debit card.  They make life easy…there’s no need for traveler’s checks, currency conversion, or even calculating exchange rates.  You simply present your credit card to a merchant, they “run it” and print the receipt, you sign it, and you’re on your way.  How much simpler can it get?

However, many a traveler has been foiled because they failed to follow the credit card provider’s rules.

I’ve just spent my entire layover in Atlanta calling credit card companies.  You see, our credit cards are really not “ours” at all, they belong to the credit card companies.  An important benefit of our credit card is the guarantee provided by the credit card company that we’ll not be ripped-off by con-artists and thieves should our “information” be compromised.  In other words if our credit card is lost or stolen, or someone obtains the number, we are not responsible.  That’s a good thing!

But there is one drawback.  If you leave your area of residence, you must notify the credit card company and provide information about where you will be and where you’re likely to be making charges on your (their) card.  If you don’t, you’ll get the dreaded statement from the merchant, “you card was declined.”  That does not sound too nice in French!

So, if you travel outside your normal area,  CALL THE CREDIT CARD COMPANY and tell them when and where you’ll be making charges.

I’m off to catch my flight to Provence.  I’ll talk to you later.


About the Author
David McGuffin established David McGuffin's Exploring Europe, Inc. in 2001 to formally offer European tours. Since then, he has taken several thousand satisfied customers on memorable and educational tours to Europe.
  1. Barbara Mitchell Reply

    Dear David,
    I am looking forward to meeting you and our trip to Ireland. I wanted to thank you for all the
    great info you have been sending. It will make my first trip out out of the country less stressful.

    Thanks again,

  2. davidmcguffin Reply

    Barbara, I’ve found the more practical information I can provide up front, before the tour, the better the overall tour experience becomes. Issues like money, credit cards, and packing can be really stressful for many people.

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